Tag Archives: money

Friday Poem – Bankers are just like everyone else, except richer

…ain’t that the truth 😉bankers

This is a poem I found, written by Ogden Nash (1902-1971).

A rant? Truth? Or maybe just a point hidden underneath all the ‘silliness’?

Bankers are just like everyone else, except richer!

This is a song to celebrate banks,
Because they are full of money and you go into them and all
you hear is clinks and clanks,
Or maybe a sound like the wind in the trees on the hills,
Which is the rustling of the thousand dollar bills.
Most bankers dwell in marble halls,
Which they get to dwell in because they encourage deposits
and discourage withdrawals,
And particularly because they all observe one rule which woe
betides the banker who fails to heed it,
Which is you must never lend any money to anybody unless
they don’t need it.
I know you, you cautious conservative banks!
If people are worried about their rent it is your duty to deny
them the loan of one nickel, yes, even one copper engraving
of the martyred son of the late Nancy Hanks;
Yes, if they request fifty dollars to pay for a baby you must
look at them like Tarzan looking at an uppity ape in the
jungle,
And tell them what do they think a bank is, anyhow, they had
better go get the money from their wife’s aunt or uncle.
But suppose people come in and they have a million and they
want another million to pile on top of it,
Why, you brim with the milk of human kindness and you
urge them to accept every drop of it,
And you lend them the million so then they have two million
and this gives them the idea that they would be better off
with four,
So they already have two million as security so you have no
hesitation in lending them two more,
And all the vice-presidents nod their heads in rhythm,
And the only question asked is do the borrowers want the
money sent or do they want to take it with them.
Because I think they deserve our appreciation and thanks,
the jackasses who go around saying that health and happi-
ness are everything and money isn’t essential,
Because as soon as they have to borrow some unimportant
money to maintain their health and happiness they starve
to death so they can’t go around any more sneering at good
old money, which is nothing short of providential.

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Out of the Mouthes of Babes – The Tooth Fairy

SC lost his first tooth yesterday!tooth-fairy

A milestone in the journey of life.

His tooth has been getting wobblier for a while, but he has been very good and not given it any extra manual wobbles.

He went into school yesterday and then 10 seconds later came back to the door, holding his hand out and looking a tad shocked said “Mummy! My tooth came out!”

Apparently, he had walked into something on the wall (he is totally clumsy, just like his mummy 😉 ). Then “I heard a clanking sound mummy.” (I did not know teeth falling out made a clanking noise! “And then I felt something swooshing around my mouth.”

He deposited the tooth in my hand and left me standing there with his first baby tooth. It was so small and white, like a little pearl. His teacher kindly gave me a tissue to carefully wrap the precious tooth in, and then it hit me.

“Oh no! This means the Tooth Fairy has got to visit.” I had to ask several mums what the going rate was these days – absolutely no idea.

Now, I used to sell the most gorgeous Tooth Fairy kits, which came with a little sparkly box, a story, a pouch and of course some fairy dust. I thought I had a couple left in the depths of the garage, but despite searching high and low, I could not find them. I really must have chucked everything last time I had a clear out of old stock!

So when he went to bed last night, he carefully put the tooth (in a small organza bag) under his pillow.

The just before I went to bed, I replaced the tooth with a £2, and sprinkled some fairy dust in a trail over the floor.

Now the problem was, was that SC was rather excited at the thought of a visit from the Tooth Fairy, which meant that rather like Christmas he was extremely restless and awake pretty much every hour asking what the time was. I turned the light on at 4:30, he looked under the pillow, clocked the trail of sparkle and was very excited. I did tell him the Tooth Fairy gave him double because it was his first tooth. Then, thankfully, he turned over and slept soundly…well for another hour at least 😉

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Banks – Don’t Deserve Bad Press All The Time

…because sometimes your local high street does something fabulous.

I recently received a letter from my bank stating that my debit card would be replaced as quickly as possible, but I could still use my one until the new one arrived.

I didn’t think too much about it, because one of my cards was due for renewal.

Albeit, November, but I just thought the bank was being super efficient.

Anyway, about a week later I received a text message from the bank saying my new card would be arriving in the next day or so.

“Odd!” thought I, “they’ve never texted me before!”

But again I just assumed it was the bank putting new ‘customer service’ processes into place, and just crossing the t’s and dotting the i’s.

So, new card arrives.

I look at it, and realise it is a replacement for the one that doesn’t expire until 2015!

Odd, methought again!

So, as I was passing I popped into the bank, just to query this random, seemingly urgent, replacement of a card that didn’t expire until 2015.

What transpired was that I had used my card somewhere, online or physically, which had been flagged up as a potential threat, i.e., the bank’s computer system had picked up that I had used my card somewhere where it could have been skimmed, or cloned, etc.

This flagging up, then set in motion the process to replace the card thereby hopefully reducing the threat of fraudulent activity on my card.

I was most impressed!

Thankfully, I did go through my bank statement with the lovely lady at the counter and couldn’t see any erroneous transactions.

So, although banks do get a rough ride in the press – and it is mainly the investment side of things, rather than the front-of-house staff on the high street – this time I would like to say thank you, for having such a good system in place.

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The A-Z of Life – Happiness

We all want to be happy.

Sometimes we just let life get to us, and end up wishing for happiness, wishing our lives were different, wishing our lives were like other people who seem to be so happy.

Happiness takes on many forms – we would be happier if we earned more money, we would be happier if we had what other people had, we would be happier if we could be more successful, etc.

But happiness doesn’t come from outside influences.

Happiness comes from inside.

We are ultimately responsible for our own happiness.

If we cannot be happy with ourselves, then we will never be happy. And it won’t matter how many friends you have, how much money you make, etc.

So how do we become happy?

There seems to be no miracle cure – believe me, I’ve looked, and if there were I’d bottle it and make a fortune 😉

We just have to look at our lives and look for the good not the disappointments, look forward not back.

If we can cling onto one good thought, one time in our lives when we were happy, that surely is a step on to the ladder?

Then if we can be thankful for one thing in our lives each day, slowly we should be able to see a glimmer of light.

I have been at the bottom of the ladder.

I haven’t made it to the top yet, and some days I slip down a few rungs.

But I am happy with who I am – I am by no means perfect, but I am aware of my faults and can live with them 😉

I am happy with my life – it may not be picture perfect like everyone elses appears to be, but I am happy to be alive, with a head full of ideas 😉

I am happy with my state of mind – I try to find the good in everything and everyone 😉

I’m happy to be me 😉

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Can Women Have It All?

The perfect life – good job, lovely home, happy family, no money worries – you know the one.juggling-woman

In a nutshell, no.

I don’t believe that women can have it all – believe me, I’ve tried.

It’s a big balancing act, but however hard we try something has to give.

And being a single mum makes life just that little bit more … interesting, lets say 😉

Life is all about choices.

I chose not to go back to what I did BC (Before Child) as I wanted to enjoy every single precious moment of his baby/toddler hood. It was my choice. I was lucky in that I was not reliant on having to go back to work, as I had enough ‘rainy day’ budget in the funds (in my own right, not Mr Wrong No. 2) to be able to just about afford to.

Obviously, like with all rainy day funds they dry up eventually and when that time came I searched around to find something that would fit around SC, school holidays, etc. Now I know jobs like these are as rare as hen’s teeth, so I chose to invest in a franchise.

It seemed like a good potential – something different to the norm, work my own hours around SC.

But in trying to juggle getting a business off the ground (especially in the current economy), looking after SC, and doing all the other things that I do – 3 years on I find my self reflecting that I have failed to do anything anywhere near as perfect as a superwoman should be able to manage. (Obviously then I realise that I don’t have a nanny, a PA, a cleaner, a personal shopper, etc to do all these things for me, whilst I just go off and get manicured, coiffured and spray tanned!)

SC has remained the top of my priority list and therefore I have not put as much effort into building a business as I should. Failure on the good job front!

The effort I have put into building some business has meant that SC has not had me around as much. Failure on the happy family front!

The lack of business means that I worry about just about everything pretty much 24 hours a day. Failure on the stress front!

Buying a franchise, especially those that target mothers who want to work around their children, should really have a warning notice attached saying “this is only suitable for women with a husband who only need a little bit of extra income, and not those looking to make a living out of it!”.

And I’m deadly serious about that. In the network I belong to I would stake that not one of the women working takes home anything near enough to put food on the table, pay a mortgage and bills, plus all the other things having children comes with, let alone buying clothes for themselves!

My priority is SC and the need to provide for him.

I am therefore faced with a dilemma.

I need to provide a secure future for him, the only way I can see me being able to do that is to go back to what I did do – always supposing I can get back into it. But by doing this, I will not be able to do the school run, or take him to his after-school activities, or the other mummy things that get done during the week. Failure on the being a good mummy front!

If I continue with what I am doing I will not be able to provide for him. Failure on every front imaginable!

So no, women can’t have it all.

You end up being a jack-of-all-trades but master of none!

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